From Teen Mom to Seven-Figure CEO: How Ambrea’ Lacy Is Building Legacy Through Financial Education

By Dr. Chi Quita Mack, LMSW

Ambrea’ Lacy is the embodiment of what it looks like to build with intention. Not loud. Not rushed. Not driven by hype. Her journey is rooted in resilience, faith, and a deep understanding that real wealth is not just earned, it is structured.

Long before seven figures, Ambrea’ was a teenage mother learning how to survive while carrying the weight of responsibility early. That season did not break her. It sharpened her. It taught her how to move even when resources were limited and certainty was unavailable. “I didn’t have the luxury of waiting to figure life out,” she shares. “That season built an unshakeable resilience in me.” It also deepened her faith, forcing her to rely on God for direction, strength, and provision. That foundation still shapes the way she leads today.

Now the founder of iTax Solutions, iTax Institute, and The Digital Wealth Vault, Ambrea’ has built more than businesses. She has built systems that protect, educate, and position people for long-term success. At the core of her work is a clear mission to make financial education accessible, especially for women and families who were never taught how money truly works. “I saw too many people working hard, making money, but still losing it,” she explains. “My brand exists to bridge the gap between making money and managing it wisely.”

A defining shift in Ambrea’s journey came when she realized hustle alone would never create the life or impact she wanted. That awareness marked the moment she stopped treating her business like a side mission and started building it like an institution. “I had to stop asking what I could sell and start asking what structure I could build that would outlive me,” she says. That shift changed everything. Her revenue grew, but more importantly, so did her confidence as a CEO and architect of legacy.

Scaling to seven figures did not come from working harder. It came from thinking differently. Ambrea’ made the decision to move from operator to architect, designing systems that function whether she is present or not. She focused on compliance, automation, education-based products, and scalable service models. “I stopped asking what I needed to do today and started asking what system needed to exist,” she shares. That level of strategy allowed her to build ecosystems rather than one-time offers and businesses that are sustainable, not exhausting.

When Ambrea’ speaks about generational wealth, her definition goes far beyond money. “Generational wealth is knowledge, structure, confidence, and access,” she explains. “Real wealth is when the next generation doesn’t start from survival, they start from strategy.” Through her companies, curriculums, and communities, she is creating pathways that teach families how to protect income, multiply resources, and move with clarity. Her work ensures that financial literacy becomes inheritance, not an afterthought.

Boss Moves, in Ambrea’s world, are not about appearances. They are about discipline, integrity, and foresight. “Boss Moves means making decisions from vision, not emotion,” she says. Professionally, that shows up in how she structures her companies and protects her clients.

Personally, it looks like honoring boundaries, valuing time, and building success without burnout. She models a version of leadership that is sustainable and deeply intentional.

What truly sets Ambrea’ apart in her industry is her commitment to infrastructure over income. Her clients consistently thank her for clarity, compliance, and confidence. She does not just motivate people to make more money. She educates them on the why behind money, taxes, and business so they can move independently rather than dependently.

Success in this season of Ambrea’s life is no longer defined by survival or numbers alone. “Success today looks like alignment, impact, and scalability,” she shares. It is strong teams, protected clients, peaceful operations, and profitable systems. Her focus has shifted to leadership, leverage, and legacy, ensuring that what she builds today continues to serve tomorrow.

For those standing at the edge of their own leap, Ambrea’ offers grounded wisdom. “Fear doesn’t mean stop. It means prepare,” she says. “Start scared, but start structured.” She believes vision without execution expires and that confidence is not required to move forward. Decision is.

Looking ahead, Ambrea’ is focused on expanding The Digital Wealth Vault, scaling the educational reach of iTax Institute, developing licensing and compliance-based offerings, and growing media and community platforms centered on financial literacy and ownership. Every move is intentional. Every expansion is rooted in legacy.

If her businesses are remembered for one thing, Ambrea’ is clear on what she wants that to be. “I want to be remembered for transforming how people think about money,” she says. “For shifting families from survival to structure. From income to inheritance. From hustle to heritage.”

And that is the mark of a true Boss Move.

Connect With Ambrea’

www.thechiquitamack.com

IG: thechiquitamack

IG: thebeautyinyoupodcast